Mint Shut Down.Your Budget Doesn't Have To.
FinTrackrr is the free, privacy-first personal finance tracker built for people who actually care about their money. No bank login. No ads. No credit card. Ever.
to start
free plan
ads ever
encrypted
How FinTrackrr Stacks Up
Honest comparison. No marketing spin.
| Feature | FinTrackrr (Free) | YNAB | Copilot | Rocket Money |
|---|---|---|---|---|
| Free Tier | Generous (100 expenses, 5 subs) | 34-day trial only | Trial only | Very limited |
| Expense Tracking | Full manual entry + categories | Full (zero-based method) | Auto via bank sync | Basic overview |
| Subscription Management | Dedicated tracker + alerts | Not available | Basic only | Core feature |
| Loan & Debt Tracking | Full payoff tracking | Not available | Not available | Not available |
| Net Worth Dashboard | Assets, investments, liabilities | Basic only | Basic only | Not available |
| Bill Reminders | Smart due-date alerts | Not available | Not available | Available |
| Receipt storage | Snap & auto-fill (Premium) | Not available | Not available | Not available |
| Web + Mobile | Both platforms | Both platforms | iOS only | Both platforms |
| Bank Login Required | Never — privacy-first | Required for sync | Required | Required |
| Starting Price | $0 — real free tier | $14.99/month | $14.99/month | $6/month |
256-bit AES encryption
Zero data harvesting
No bank login required
No ads, ever
Everything Mint Had — and More
Mint shut down without warning. FinTrackrr was built to last — and to give you more control.
All your finances in one place
Expenses, budgets, subscriptions, bills, loans, investments, assets, goals, and net worth — no app switching.
No bank credentials, ever
FinTrackrr is privacy-first by design. Manual entry means your bank has zero visibility into your tracking.
Genuinely free to start
Not a 30-day trial. A real free tier: 100 expenses/month, 5 subscriptions, 2 budgets, 2 goals, 5 bills — forever.
Works on every device
A full web app that installs to your home screen on iOS and Android. Your data syncs instantly across all your devices.
Free forever. No credit card.
No ads. Your data stays yours.
Start in 30 seconds. No bank login required.