Subscription Cost Calculator

Most people dramatically underestimate how much they spend on subscriptions. This free calculator helps you see the real number — broken down by month, year, and day.

Step 1: Add Your Subscriptions

Use the “Quick Add” button to instantly add popular services like Netflix, Spotify, and ChatGPT Plus. For anything else, use “Custom” to enter the name, cost, billing cycle, and category.

Step 2: See the Real Cost

The panel on the right shows your total monthly, yearly, and daily subscription spending. It also breaks costs down by category so you can see where most of your money goes.

Step 3: Identify Savings

Look for subscriptions you haven't used in the last 30 days. These are prime cancellation candidates. Also check for overlapping services — do you really need four streaming platforms?

The Average Person Wastes $50-100/Month on Unused Subscriptions

Studies consistently show that most people pay for at least 2-3 subscriptions they've forgotten about or rarely use. That's $600-1,200 per year — enough for a weekend getaway, an emergency fund boost, or a solid start to an investment portfolio.

Want Ongoing Protection?

This calculator gives you a snapshot, but subscriptions are dynamic. New ones get added, prices increase, and free trials convert to paid plans. FinTrackrr's subscription suite tracks all of this automatically — with renewal alerts, price change detection, and a live dashboard that keeps your recurring costs visible at all times.